As TechFins grow, their established international networks and the data they already provide to financial services
firms may showcase opportunities to offer services directly to their customers

Ability to reduce transaction costs, provide a more comprehensive dataset, and thereby improve
decision making results in increased inclusion for those previously outside the scope of larger institutions.

Source: https://www.harnham.com/us/the-future-of-banking-from-fintech-to-techfin